I sued CAC, and WON!!!! !!!!!!!!!!

Discussion in 'Credit Talk' started by arobinson, Jan 22, 2002.

  1. arobinson

    arobinson Well-Known Member

    I sued Credit Acceptance Corp in Nov 01, for initiating collection inquiries after my 8000 defaulted auto loan with them was included in a bankruptcy, they kept on initiating hard inquiries on TU, and EXP, AFTER the discharge.

    Today I got a call from one of their attorneys and they offered me $1000 for each CR, 2000 in my hand by THIS FRIDAY if I settle and drop the suit.

    Of course I accepted, and I can't wait for the check.....could I have gotten more? There were DOZENS of a/r soft inquiries, but only 2 hard inquiries, they also said they'd remove the negative trade off all 3 CRA's and the inquiries...

    Did I do alright??
     
  2. kustomkat

    kustomkat Well-Known Member

    sounds good to me..


    Kev
     
  3. Mist

    Mist Well-Known Member

    Congrats, Congrats, Congrats!!!!

    You did GREAT!
     
  4. marci

    marci Well-Known Member

    Congratulations,

    That sounds wonderful!
     
  5. bobbidk

    bobbidk Well-Known Member

    You did wonderfully!! :) Congratulations!

    Bobbi
     
  6. arobinson

    arobinson Well-Known Member

    you know the really funny thing is.. and I told their attorney this today.. was initially all I wanted was the inquiries removed, and when I called the bankruptcy manager back in November, she said she had no idea why they kept pulling HARD inqs'...I told her I'd sue if she didnt remove them, and she said go ahead, I don't care...

    I guess she didnt believe me...anyways, I gave the name of the "nice " rep who told me that to their attorney today as well....

    perhaps somebody will be looking for a job tomorrow...
     
  7. Pat

    Pat Well-Known Member

    That's why it's always important to get a name.
    What comes around goes around!

    Congrats :)
     
  8. GEORGE

    GEORGE Well-Known Member

    Don't forget our "CUT"...I'll take a 6 pack of PEPSI...for some reason a lot of people on her like beer...

    CONGRATULATIONS.....
     
  9. MartysGirl

    MartysGirl Well-Known Member

    Congrats..!!! I think you done Great!

    I really hope whoever the s/he is out of a JOB!
     
  10. lbrown59

    lbrown59 Well-Known Member

    Sounds good- great.
    Did you get it in writing?
     
  11. fand123

    fand123 Well-Known Member

    Did you sue them in small claims court?
     
  12. KHM

    KHM Well-Known Member

    AWESOME!!!!! How long after you filed did they call with this offer?
     
  13. uniondiva

    uniondiva Well-Known Member

    congratulations..... i have a loan wih CAC now (at least my dh does) and they just posted a 120 day late (not). I am so mad. I have all my statements and checks... i even sent them a western union payment so he wouldn't be late.

    disputed as never late this month.... we'll see how it goes. i may have to join this litigious(huh?) crowd!
     
  14. arobinson

    arobinson Well-Known Member

    I filed lawsuit in local District Court last week of November 2001, got the call today!!, Court date was set for first week in March..
     
  15. mike101

    mike101 Well-Known Member

    congrads!!!!!
     
  16. ng

    ng Well-Known Member

    A Victory

    Congratulations
     
  17. Rina

    Rina Well-Known Member

    Beautiful!!!
     
  18. MikeG

    MikeG Well-Known Member

    Congratulations.

    Mike G.
     
  19. thattaway

    thattaway Well-Known Member

    Re: I sued CAC, and WON!!!! !!!!!!

    George,

    A lot of people on her? doing what? wait....don't tell me, I do not want to know!

    LOL....just kidding

    Trevor
     
  20. breeze

    breeze Well-Known Member

    Re: I sued CAC, and WON!!!! !!!!!!

    Fantastic!!
     

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