I am starting to take on the process of clearing up my bad financial situation. I pulled credit reports and noticed that the personal info part on all 3 reporting agencies is different. One even has the wrong year of birth for me. The same one also lists an employeer that I have never worked for either. Obvioulsy I will dispute this information and ask that the correct information be inserted. My question is do they have to list where you work on your credit report? Do I have to give a previous address, if I have lived where I am for more than 5 years now? I would like that the less they know about me, the better! Thanks