I got a student loan when I was in school and yes I was not a responsible person so I didnt pay on time and another loan company bought it and refinanced it and yet again I messed up now I have a new company and I am paying on time and good is there any way that I can get the other two off of my credit report since they were bought. DX
I would contact Roni since she is the resident student loan expert at Creditnet. Another option would be to dipute the items with the three CRA's and see what happens. Sean
I kinda know what your saying but how do I dispute the loans I know they were mine and I was dumb what do I send them??? DX
student loans can be disputed just like any other trade line. dispute as not mine... or incorrect/inaccurate. You can also request validation for student loans (even though they are paid). i recently had two student loans deleted from my cr using this method. i have one still reporting on exp and will be disputing that soon.
I think I understand so the ones that were bought out or refinanced i dispute them like i would any other one and do i dispute it with a letter or something i am new at this and need a little help.
yes, just send a simple dispute letter or dispute on line with credit reporting agencies. You can and I suggest that you also request validation from the lender. you can also call us dept of education and get details on your loans, like who is currently servicing them, etc. I actually disputed mine first.
