Citi and Balance Transfers

I got denied, they will pull another inquiry (hardon) to boot!

 

I had 3 different CSRs tell me there was no balance transfer available for my product. I ended up sending a letter via PFB which resulted in a BT offer.

cariba

 

Sam,

When you don't have anything to ransfer, they stuff you balance offer checks from the mail. When you need it, they denied you.




Ron.

 

I just did a balance transfer after receiving my Platinum select card (originally Silver Aadvantage that I had converted). When I was converting the Silver, I asked about a BT and the rep said to wait until I received my Plat card and then call to see what offers they had.

After I received my welcome info, called for BT and was asked my annual gross income and they would send me an offer within x days.

Received Plat card and called to activate. Asked again about a BT deal and was offered 6.9% for 6 months.

A few days later, I received the same offer in the mail.

 

I heard from Citibank the day after I PFB'd them. I had already combined the gold and silver into Plat. I got 6.9% through Aug. '02, I think. Not a 0% offer, but I think that I will probably transfer this to a Discover Plat as time winds down.

6.9 sure beats the 16.9 I have been paying on Providian.

cariba

 

I PFB'd Citi five days ago about getting my interest rate lowered from 11.9% to prime+3.9% and I haven't heard anything. Should I re-send, or do they sometimes take a while?

RM

 

MY PLATINUM SELECT CARD DOES NOT COME WITH A BT...(so my e-mail response said)

DID "BDD"...AASILVER & AA GOLD, COMBINE AND TRADE...

 

When they got back to me, it was by mail, so it did take a little while. Of course in my case, they refused to lower the apr.