Offically out of the 500 club!!

Discussion in 'Credit Talk' started by betacredit, Jan 31, 2002.

  1. betacredit

    betacredit Well-Known Member

    I pulled my exp file after I received 2 deletions and my score is 600 points. I am out the 500 club!!!!

    Before my 1st dispute it was 580 after the deletions 600. I just got 2 new inquiries that I am going to dispute. They did a hard inquiry for the goodwill deletion and I recently used a cc I haven't in 5 years and they pulled a hard, both without my permission. So my score should be higher.

    Well, I've still got some work to do.
     
  2. Janet

    Janet Well-Known Member

    Congratulations Betacredit! I'm just waiting for mine to get out of the 500s, but Equifax is tough. Hopefully soon cuz I still have some disputes out.
    Congratulations again!

    Janet

    EX (590) EQ (537) TU (who knows??)
     
  3. Killer

    Killer Well-Known Member

    Please give details about the two deletions that cuased the point increase. CO's? Coll?, or late pays?
     
  4. uniondiva

    uniondiva Well-Known Member

    Congrat's :)
     
  5. betacredit

    betacredit Well-Known Member

    Arrow sold the chargeoff to another company and they sent the intial collection letter so I sent the validation letter. And they can't validate so they cannot put it on my credit report.

    Gulf State's sold to Asset Acceptance so it was a duplicate. But they were both listed, so I disputed and it was taken off.

    I disputed both as "not mine". Both were unpaid collections.

    I am fighting with Asset Acceptance now. They verified.....I've posted on them before.
     
  6. betacredit

    betacredit Well-Known Member

    BTW, thanks.

    I am sending off my 2nd round of disputes in the next few weeks.

    I only disputed 4 chargeoffs in the 1st round on experian.

    I can dispute Equifax online, yeah! Done it 2 times.

    TU I can do online but a local affiliate handles the disputes so I'm waiting to hear from them, it's due 2/11.

    After I finish my 2nd round on disputes, then I'll do a 3rd on just inquiries.
     
  7. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    Congrat's....maybe i can take your place in the 500's club...I hope:)
     
  8. girliegirl

    girliegirl Well-Known Member

    YAY! Congratulations, Beta! Keep us posted on ASSet Acceptance. I am having problems with them too.

    Congrats again! :)
     
  9. Andrew

    Andrew Well-Known Member

    Stop by and see us once in a while, okay?
     
  10. betacredit

    betacredit Well-Known Member

    Thanks!!!!

    But when you get a chance, check me out in the 600 club!!
     
  11. Smit

    Smit Well-Known Member

    Congrats for being out of the 500 club!!!!!!!!!!!!!!!!!!!
     
  12. OtherTerri

    OtherTerri Well-Known Member

    Congrats, Betacredit! Hope us other 500 club members will be joining you soon :)
     
  13. betacredit

    betacredit Well-Known Member

    Thank you, I am awaiting your visits to the 600 club. I will be the first to give a personal tour.
     

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