Well today in the mail i got the Discover card THAt i thought i was declined for. Got $9000 and the BT offer till 9/02 Callin in a few to bt my 19.9% MBNA card and start payin that off. I was also goin to put 1/2 of my Direct Merchants bank bal on there but will leave a little open cl on the new card since the DMB isnt that bad of an apr (13.9%) Now im DONE with gettin new cards here is my record as of today... Citi AmericanAirlines Cl $15937 MBNA CL $5500 DMB CL $9600 Target Cl $10000 PAY OFF HERE I COME!