What should I do?

Discussion in 'Credit Talk' started by tmitchell, Feb 4, 2002.

  1. tmitchell

    tmitchell Well-Known Member

    Back in December, The Credit Store bought my old Providian charge-off and TXd the balance to a new VISA. That's fine.

    However, Providian is still reporting my old account as $955 past due balance. I just got a bill from Providian asking for the $955.

    Are they allowed to still send me bills AFTER they've already SOLD the debt to another company? I disputed the Providian and it will come off in 3 days for failure to respond so I don't want to rock the boat.
     
  2. mindcrime2

    mindcrime2 Well-Known Member

    If the account was truly sold, then providian has to show a zero balance.
     
  3. GEORGE

    GEORGE Well-Known Member

    MUST say transfered/sold...balance $0
     
  4. lbrown59

    lbrown59 Well-Known Member

    Aw Comeon don't be a cheep skate pay each of them the $955.oo.
     
  5. kell393

    kell393 Well-Known Member

    tmitchell,
    i am going through the same thing with PROVIDIAN and the CREDIT STORE. i started the same thing in july 2001. well come to find out PROVIDIAN has the account as being sold to ASSET ACCEPTANCE, PROVIDIAN has changed their entry on my CR'S to paid charge off $0 balance BUT... THE CREDIT STORE has their entries on my CR's as PAYMENT AFTER CHARGE OFF 120 DAYS LATE! needless to say i disputed everything! resuts aren't due til 2/16 i let you know what happens. but i had to call PROVIDIAN 4 times before they would change their entry to $0 balance. kelly
     

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