I'm going nuts! Got results today. In the last 2 days: TU: PHEAA C/O ($4K) - deleted PHEAA C/O ($4K) - deleted Providian C/O ($1K) - deleted Experian: PHEAA C/O ($4K) - deleted PHEAA C/O ($4K) - deleted PHEAA (duplicate/re-aged) ($2600) - deleted PHEAA (duplicate/re-aged) ($2600) - deleted Auto Loan - updated - 30-day to Paid/Never Late Since Providian responded and couldn't verify, they instructed TU to delete. That being the case, I called Credit Store CA and told them - they said to send a letter requesting removal of their paid C/O they entered when they bought the Providian account. They will remove the entry. My TU score didn't budge for some reason but will when the Credit Store goes away. My CreditExpert hasn't updated yet. I'm outta my mind!
I hope so! CreditExpert should update around 11pm tonight. TU worries me - it didn't budge but I know I lost 50 points when Credit Store reported so I should get a bunch back when it get's removed.
Congrats! Great job. Don't worry about TU. Their score is bogus and they haven't updated my score in over 2 months. Just checked again today - same. Go to E-Loan and get it their.
Congrats! Great job. What did you do to get the re-aged accounts removed? I have this same problem with 2 accounts on Experian.
I threatened a lawsuit against Experian for allowing it to happen. I then called their local affiliate and talked with someone who actually listened and explained my position. She told me if it didn't come off once the dispute was finished to call back and she'd help me out.
Eeeewwww! I just pulled E-LOAN score and it's a sucky 575. My TU score is 596. I guess I'll wait until Credit Store deletes.
I don't know what the hell is going on but I just got another deletion from Experian! This one was an old account included in my BK. My lawsuit threat must have hit a nerve! I also just got 2 inquiries deleted!
tmitchell, were those PHEAA c/o's rehabilitated? PHEAA is currently f*%king my wife and your input could help.
Oh....Yeah, I know from experience that although a negative item, when added, takes say 10 points away, you don't always get the 10 points back if it goes away. Something's wrong with that picture! I'm hoping to get maybe 1/2 of the points I lost back.
They take their pictures with an old camera using stale film. Maybe you will. That is if they don't come up with reason code too many changes on your report within the last 300 years. ===== The're about as a bright as a pre tested flash bulb or a used match!
Oh my gosh, this is fantastic! I think my head would be spinning if I got that many deletions! Congrats!
