They haven't done anything bad to me except call up to offer their card insurance which I decline. They credit my online payments faster than Cap1.
That's interesting. I don't have any beef with them either, but the NY GA, among others, have found their fees and marketing policies too aggressive.
Hi they kept getting me for fees a couple years ago, I would even make payments over the phone and the next week receive a bill for some kind of fee, the limit at the time was only 200$ and I KNOW i PAID OVER THAT IN FEES ALONE. I let them charge it off , they say I owe them almost 500$ . Thats why I always hated them. I would like to get the charge off , off my report but have not wanted to give them another dime.
I was an au on spouses DM card. It was charged off two years ago and I found out in October of 2001 they were listing it as a joint account and posted the charge off to my cr. Ef has verified and am still having trouble with my credit because of it. Household bank(GM mastercard) has done the very same thing and I found out its a collection tactic that cc's use and not a lot a person can due to dispute them.jlc
