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Marriott VISA, which CRA?

Discussion in 'Credit Talk' started by Ender, Feb 9, 2002.

  1. Feb 9, 2002 #1
    Ender

    Ender Well-Known Member

    Which CRA did they pull for you and what state? I am considering applying right now..
     
  3. Feb 9, 2002 #2
    Ron

    Ron Well-Known Member

    Ender,

    First USA pulled credit from Experian and I live in Texas.


    Good Luck.

    Ron.
     
  4. Feb 9, 2002 #3
    Ender

    Ender Well-Known Member

    Marriott VISA is First USA? Okay, good to know.. I just applied for their Yahoo card.. I am going to have TONS of inquiries from First USA and MBNA.. lol
     
  5. Feb 9, 2002 #4
    Ron

    Ron Well-Known Member


    Ender,

    Did they approved for Yahoo! Card? I got approved instantly on-line for $2000 about two years ago.



    Ron.
     
  6. Feb 9, 2002 #5
    Ender

    Ender Well-Known Member

    No, I was not approved instantly online for the Yahoo card.. it said that I would find out within 30 days.

    I did see an inquiry from first state on my Experian report but not on TU. I can't really check EQ.. so i'm not sure about that.. so from what I see, they checked EXP at a minimum.

    I now have about 11 inquiries on my EXP report... I am disputing every single one right now via CE. My score is still roughly around 740 though..

    Hopefully I won't start getting denied for too many inquiries..
     
  7. Feb 9, 2002 #6
    Ron

    Ron Well-Known Member



    Ender,


    First USA only pulled credit from Experian not TU and EQ. I think they pulled soft inquiry from TU for account review. I'm sorry to hear you got denied. Your CE score is a good score. I think you can remove inquiries from disputing and I disput mine six inquiries within a month.



    Ron.
     
  8. Feb 9, 2002 #7
    Ender

    Ender Well-Known Member

    Hi Ron - Actually, I haven't gotten denied from yahoo YET! It just said I would find out within 30 days what the status would be..

    I tried calling, but no status on the account or awareness..

    SO I guess I'll just wait that one out.

    I will apply for this marriott VISA today and see how that goes..

    I am disputing 11+ inquiries all at the same time at EXP right now.. =)
     
  9. Feb 9, 2002 #8
    Ron

    Ron Well-Known Member


    Ender,


    Sorry. Let me know.

    Good Luck.


    Ron.
     
  10. Feb 9, 2002 #9
    charlieslex

    charlieslex Well-Known Member

    It's good that they pulles EX because 99% of the time they will delete the inquiries. Why can't TU and EQ be that easy to delete inq.? I just don't understand, Both used to be easy. I have only had one verified through EX out of hundreds. It was OSI, supposedly the worst CA in the nation....I don't even have a collection with them. Crazy...........Charlie
     
  11. Feb 9, 2002 #10
    Ender

    Ender Well-Known Member

    Did you dispute via CE when you disputed EXP?
     
  12. Feb 9, 2002 #11
    charlieslex

    charlieslex Well-Known Member

    Some I do. I use fax, CE, letters and the phone. Like I say, I got about 10 inquiries off for a guy and then the OSI was verified. I think they are checking his CR since I have gotten a bunch of CA's deleted. I think Bud Hibbs says that OSI is the worst to work with from our standpoint. Charlie
     

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