I have had my Blue product for almost 1 year. I have been very pleased with it. Customer service has been awesome the couple times I have had to call. The membership rewards option program is free and the item list is pretty good. You get 1 point for each dollar spent. The card is also cool looking and I get a lot of compliments. Online access is good. Payments are posted to the account usually within 24 hours. I don't believe I have ever mailed them a payment. Statements mailed to you usually have money saving offers available for American Express customers. Some of the offers are actually of value. :-D I really don't have much of an issue regarding the Amex card not being accepted. Most of the places I shop at accept American Express. I would by no means though, rely on this as a sole major credit card. Always keep a visa or mastercard to choose from. Good luck with your decision!!
I already have Citibank platinum select mastercard and a Discover card. I would like to know if having Amex blue as an extra card would be nice?
I like AMEX...but they REFUSE to increase my credit limit after more than 2 years of perfect payment history. So my card is collecting LINT in the sock drawer.
I've had mine for almost 2 years. I finally got the limit increased, but they won't budge on my 12.99 rate. So I don't really use the card. I pretty much use my hilton visa for purchases and the rest of my cards for bts. The only decent bt offer Amex has given me is 5.9, but that is too high compared to offers other companies give me.