The whole story...

In late '99 I briefly started some credit repair with NO knowledge whatsoever of what I was doing. I would fill out the little dispute form included and write a paragraph trying to convince the CRA of why they should delete the account........literally.

In January 2001 I found this board, while trying to find online credit card applications (like I needed more credit). I started reading and was very interested in what I read. I continued to read until March 2001 when I got the nerve to ask my first question.

Equifax January 19, 2001 report score 426

BK 13
33 collection/charge off negative accounts
4 pages of *hard* inquiries

Today score 530
6 collection accounts
2 charge-offs
9 positive accounts
5 *hard* inquiries

If all goes well this will be -0- collections/charge-offs and inquiries within 10 days

Transunion 2-27-01 no score known

BK13 reported twice
24 negatives
3 positives
18 *hard* inquiries

Today score 579
3 charge-offs
2 collection accounts
15 positives
3 *hard* inquiries

Should change by 5:00 PM tomorrow

Experian 1-20-01 no score

BK13
18 negatives
4 positives
42 *hard* inquiries

Today score 558
5 negatives
13 postives
1 *hard* inquiry

That's my story......... I hope to have new results within a week-10 days to post.

 

Thanks girl... I just hope they don't give me the "don't discuss" order because if they don't I have information to share that you would DIE for. I am dying to post it now. But I can't take a chance in messing myself up first, not to be selfish, but CYA first all others second if you know what I mean. It's just some great information to have. oooooooooh let me stop before I slip

 

My bad I guess I thought by the cute little signature......never mind. Believe me *IF* I'm allowed to talk, I will tell all. I like to talk...my biggest downfall in life. lol