Hi all, As many of you probably knowA great new offer from citibank, in the Sunday paper advertising circular: Citi Dividend card, 0% until Dec 1, 2002 on all balance transfers, with no balance transfer fee. Also gives 1% back on purchases, payable in $100 amounts, max of $300 a year. Of course you wouldn't want to begin using it for purchases until your balance transfer expires (since purchases are at 10.99%), but that's a nice thing to use it for once they are done. Expires 4/15/02, call 1-800-891-4253 to get it. I did this, and was told it would take weeks to get confirmation of approval and arrange the BTs Question: the same offer is apparantly available at http://www.citibank.com/us/cards/cardserv/divplat/acq.htm , but there is no mention there of waiving the fees for the BT. Can anyone confirm that this is or is not the case? Or, is there a number one can call where one can get a good answer to this question? TIA, Dave
Specifically under that link's terms and conditions: Transaction Fee for Balance Transfers: 3.0% of the amount of each balance transfer, but not less than $5 or more than $50. Citi likes to play this game alot. "R" can usually work on the fees.
Eaxctly Sam--that wording was what convinced me that the "before april 15" fee waiver in the paper might be saved for phone applications. My wife would prefer to apply online IF we could be assured that she could get the free BTs this way, but I'm guessing it would be hit or miss depending on what the R folks said...?
If you can't get the $50.00 waived...is $5.55/month a lot to pay to get 0.00% interest rate for 9 months, I don't think so...
Geroge, I think it depends on the line. It's not much if the line is generous. Of course, why pay anything if you don't have to?
