Why don't people use millcbs

Discussion in 'Credit Talk' started by wolverine, Feb 16, 2002.

  1. wolverine

    wolverine Well-Known Member

    This website has the potential to be a great resource. It doesn't look like many people actually put in score or approval info.

    We could all save ourselves a lot of time and inquiries if we had a better idea of required fico's before applying.
     
  2. the other

    the other Well-Known Member

    I've used it.
     
  3. whyspers

    whyspers Well-Known Member

    I've looked, but couldn't find any approval/scores in my state for a number of stores. I also think it would be a great resource. It seems to me like companies would give a minimum score needed so a person would know if they were in the ballpark, but then they couldn't get one's information to sell or make subprime offers to I suppose. Its all a racket..lol. I'm beginning to suspect that at any rate.

    L
     
  4. GEORGE

    GEORGE Well-Known Member

    It's something to go on...BUT the CRA'S are always subject to change with the weather...

    ...and when someone with $100,000+ income is DENIED (NOT EVEN $5,000 CREDIT LIMIT) and someone with less than $35,000 income is APPROVED for $10,000...something is WRONG!!!


    IT'S FIXED...AND NOT FOR THE BENEFIT OF THE CONSUMER!!!
     
  5. charlieslex

    charlieslex Well-Known Member

    I agree totally. I don't ubderstand why the Credit Card companies don't put their minimum scores accepted or something to entice people to apply. Alot, of people are gun shy to apply. That's my 2 cents worth. Charlie
     
  6. hhh329

    hhh329 Well-Known Member

    Good Idea! Instead of tossing pre-selected and pre-approval offers away, think I'll start sending them back not filled out but with a note telling them they should state what the minimum requirements are to get people to apply.

    hth
     
  7. lbrown59

    lbrown59 Well-Known Member

    People need to quit applying:
    Were are already doing to much business with the sharks now.
     
  8. jonesing

    jonesing Well-Known Member


    They remodeled their web site some months back and added the option for people to indicate scores. So anything prior to the site rennovation will not show a score.
     

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