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Oh I think I am dreaming!

Discussion in 'Credit Talk' started by Killer, Feb 19, 2002.

  1. Killer

    Killer Well-Known Member

    Where did eloan get this score!!!!!!!! It says 626! I bet it's TU. My disputes are due soon. They probably deleted I haven't received the letter yet! Am I dreaming or what????? How accurate is this! I know its not Experian cause I just looked at CE. Could be Equifax but my disputes with them are only about 15 days old. How do I tell where this score came from! Please tell me it's real!!
     
  2. Killer

    Killer Well-Known Member

    Its says my CreditXpert score is 626. Is the same as CE? Then why is my CE score not matching?
     
  3. wolverine

    wolverine Well-Known Member

    Eloan is talking about their own CreditXpert score. Experian credit manager score is called the CreditExert score. Little different spelling, completely different scoring system.
     
  4. wolverine

    wolverine Well-Known Member

    I meant Credit Expert for Experian, and CreditXpert for Eloan.
     
  5. Killer

    Killer Well-Known Member

    Is eloan's scoring system the same as any of the CRA's? Which report did eloan use?
     
  6. LKH

    LKH Well-Known Member

    Killer,

    Under your score it says "click here for your free report" When the next page opens, I believe it says something to the effect of "your score was comprised of info taken from your TU report. Your free report will be from Equifax". Something like that. The Creditxpert score they use for the most part gives a higher score than the TU joke score. The score TU gives is complete nonsense. I believe the e-loan score is much more accurate.
     
  7. Killer

    Killer Well-Known Member

    LKH,

    I pray that you are correct! If this is my score then TU deleted! I will be in the 600 club! You think I ought to pay for my TU joke score on the TU site? How far behind is worthknowing.com? I could get that one free and see what's there? I have to run off to a meeting now! (darn it). I am excited and won't able to concentrate in the meeting!
     
  8. KHM

    KHM Well-Known Member

    Worthknowing is up to he minute. But you don't have to pay on TU just picke denied for credit, then enter Citibank (or someone) and pick a recent date.
     
  9. Killer

    Killer Well-Known Member

    Thanks it worked and I just got a free copy off the TU site. I was really denied credit this month, so I used that inquiry. Big disappointment! The eloan score is about 75 points higher than TU score! It was nice to be in the 600 club for the afternoon.
     
  10. dfwgt

    dfwgt Well-Known Member

    Am I the only one here with a lower Eloan score than TU??

    Eloan has me at 664. I got TU online the same day and they had me at 699.
     

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