Scores

Discussion in 'Credit Talk' started by dfwgt, Feb 20, 2002.

  1. dfwgt

    dfwgt Well-Known Member

    Curious about this. Mortgager showed me my scores from reports pulled yesterday:

    Fair Issac-631
    Fair Issac-656
    Beacon -640
    Beacon -645
    Emperica -664
    Emperica -642

    The 631 matches my CreditExpert score from yesterday, not sure about the others. Anyone have any info on this (Especially why each is listed twice with different scores???)


    GT
     
  2. Calmest_LA

    Calmest_LA Well-Known Member

    Could it be that one is a general or overall score and the other is a *mortgage* score? I've heard they can get specific scores for autos, mortgages, etc.

    Calmest_LA
     
  3. Calmest_LA

    Calmest_LA Well-Known Member

    dfwgt,

    What did the mortgager say about your scores? I'm curious because my scores are similar. Will you be able to get a loan w/ a decent rate with these kinds of scores?

    Calmest_LA
     
  4. charlieslex

    charlieslex Well-Known Member

    You're from DFW right? If you don't like the mortgage banker you have I know a good one in Ft Worth. See which one can get you the best deal and rate. Charlie
     
  5. dfwgt

    dfwgt Well-Known Member

    Hey Calmest - I used Bankers Financial Group, Inc. (Marian Taylor) and the she loved the scores. According to her I was in the 600's so she didn't see a problem.

    Now will the loaners think the same way??? Good question. Tomorrow I will find out what rate she's trying to put on the loan (I think it's around 6.75 or 6.83 1% origination).

    Charlie, chances are I'll stick with her. She's good friends with a former co-worker who set my wife and I up. So even if I want to head elsewhere my wife will make me stay :/ But you are correct on the DFW part (N. Dallas - Looking to buy in Frisco)...

    GT
     
  6. charlieslex

    charlieslex Well-Known Member

    Is Frisco booming or what? That mall and everything else out there is something. A few years ago Frisco was literally nothing. Charlie
     

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