Are there any services where I can monitor my credit report and score without buying them each time from the respective CRA? (Is there a service where I could look at these daily if I wanted to?) Just wondering. Illini
http://www.creditexpert.com for Experian (30 day free trial and $79.99 a year thereafter). http://www.equifax.com has a package of six reports a year for $49.99 and they email you within 24 hours of a change on your credit report. This way doen't give you your score though. They have package of four scores and reports for $38.99? or something like that as well. I don't think TU has anything like that without paying each time. L
There is www.identityguard.com for TU but it pretty much sucks. You can get your TU report w/score online for free at www.transunion.com, just check the box that says you were denied credit and fill in a company and date. Some people make up the company (ie. Sears) that denied them credit. Which will then get you a report for free. There is also www.privista.com that gives you one report a week and sends alerts for changes.
ConsumerInfo.com Will let you request your reports from Equifax as often as you like. You don't get the report immediately, and there is no score, but you can request it as often as you like. Also, the report format is no that easy to read, but there is more details in this format than in the Equifax on-line reports.
