Having a slew of derogs that you must formulate a way to get rid of or having that last one or two pesky accounts that don't want to come off?
slew of derogs, I don't have any experience with the other , however i am assuming your scores would be solid mid 600's even with two stubborn items.
No, Uniondiva don't count on that :::sigh:: I only have two derrogs on my Experian and my score is now at 587. One is a six year old chargeoff for $1255 (that is never gonna come off) and one is a six year old collection for $51 that I think will come off soon. I have fourteen positive tradelines with the oldest being 1995 and the oldest cc being 3 years old...all paid as agreed and never late. L