Is 669. I am not overly impressed. Would I even qualify for the State Farm Visa and Yahoo Platinum card? I have no negatives and 2 inquiries remaining.
Heck ya! Wow! Christi you rule!! Congrats again, and again.....ARGH I still have 2 collection accounts on all three reports! How bout Citi?
Christi- CONGRATS!!! I don't think the CE is working correctly, many of us have had MAJOR deletions in the past few weeks and only gained 2 pr 3 points. I think with State Farm as long as there are no negs you'll be ok, but like your disclaimer says, I'm not an expert
I just gained 110 points. The clean report is a result of the lawsuit settlement..but I was hoping for a 700 or close to it. I know I started in low to mid 400's but I wanted higher. I'm thinking 669 isn't very good? Someone correct me if I'm wrong. I just thought with that 752 TU this might be higher, will I qualify for prime?
Hey Christie, Good job! As far as the scores go, don't forget that TU scores are on a different scale than Exp. or Equifax. TU's go quite a bit higher. I think Doc figured it out a couple weeks ago, and I don't remember the formula to convert your TU score to the Equifax score, but I believe your TU would be comparable to the Equifax and Experian if converted. So, your Exp. is a pretty good score.
Great work Christi, I am sending final letter to EXP with copy of lawsuit today via UPS..... pondering what to do about equifax???
Christie ...remember these are not the real scores so the banks will see something a little different. With no negs you might as well go ahead and apply!
Great job, Christi, but hey, there's no complaining when you pick up 110 points!! BTW, to look at your scores on the same scale, divide each of your scores by the maximum score for each service. This is how your scores would look : TU: 752/934 = 80.5 Experian: 669/820 = 81.6 Equisux: 556/850 = 65.4 TU and Experian are right in line with each other, but Equisux...
congrats christi... So did experian cave in pretty easily? I just served them with a small claims suit yesterday. I sent the serving papers along w/ a settlement offer to the registered agent. Does the registered agent forward all of this to experian, or should I also mail it to corporate? Just curious, thanks
The registered agent gets it all to them. I had an attorney in my back pocket so thus far I am batting 100%. I have Equifax left to go.. Good Luck
