My situation is this Providian Platinum Visa CL $1300 apr ? opoened 4/2001 ( just upgraded this month FCNB visa CL$300 apr 18.9 opened 5/01 Getsmart Visa CL $400 and apr is 16.99 opened 6//2001 Cross Country CL $750 and apr is 18.99 opened 6/2001 Orchard Bank CL $ 1800 apr is 9.0 opened 12/01 Capitol One Plat CL$400 apr is 14.9 opened 01/02 Wells Fargo Auto loan opened 12/01 $18000 balance 3 chargeoffs from 1996 to 1998 No negtives since 1998 I would like one retail account and would like to apply for a target guest card in June..Scores range from 560 to 590 What are my chances..?? Should be above 600 by June when some accounts hit the one year mark. So what are my chances for the retial card and what were your scores when u applied ?
For me, it was: 589, denied...couple of months later, 601, approved. They pulled EQ (Maryland). wajaba
I applied 3 months ago when my exp score was 621. I was denied. I still had 6 chargeoffs on my report at the time. I have not reapplied just yet because I'm trying to kill the last 3.
Re: Target Guest / Scores when u ap Thanks for the reply..I too am in MD..IWell I think with the other cards reporting in good standing and being over a year they may give me atleast a $200 limit
Re: Target Guest / Scores when u ap Also, as of my 4th statement, they automatically gave me a cl increase to $500. They've been great so far... wajaba
Re: Target Guest / Scores when u ap every 91 days you can get 100 increase from the computer, another 100 from a supervisor sans inquiry
Re: Target Guest / Scores when u ap cool, I just need a retail card to max out on FIco..Would like to but a house next year..After I apply for Target I will not aply for anythin until next year..Maybe in 2003 I can get a hold of a Citi AA card..
Re: Target Guest / Scores when u ap http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=3&postid=153542#post153542
Re: Target Guest / Scores when u ap I just got online approval (first ever online approval) with a 623...they pulled Equifax in Texas.
Re: Target Guest / Scores when u ap I was denied a couple weeks ago, my scores are between 590-610. Actually I was denied according to the lady I spoke with, but never received a decline letter or email. Oh well it was just a shot in the dark anyway.
Re: Target Guest / Scores when u ap denied 590 approved 610 somewhere over 600 is the magical # for guest card
Re: Target Guest / Scores when u ap Thanks for all of the replies..Seems as though 625 maybe the majic #..Thanks again guys..I will just wait it out..I really do not need any new credit right now I guess..
