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Attorney for FMC

Discussion in 'Credit Talk' started by msjackson, Mar 15, 2002.

  1. Mar 15, 2002 #1
    msjackson

    msjackson Well-Known Member

    Ford has turned my repo balance over to their stupid Attorney. They have sent me three letters and called me on the phone. Can I send them C&D and only deal with Ford? Can I make Ford validate? The repo has been removed from one of my reports and I really just don't want the judgement on the others.
     
  3. Mar 15, 2002 #2
    lynn112

    lynn112 Well-Known Member

    I am currently dealing with a ford motor credit account. I sent a c&d to the company calling me.I have not heard from them since.I also had a lawyer calling for a while , but they sent it to a CA rather than sueing because it is only $1,600 . It is also from 1995.

    If the firm is acting a collector , I believe they have to follow the same rules as a collection agency.

    By the way,FMC are pricks,they will reage accounts to keep them on your CA's and they will lie about payment history so watch them .......

    Wait around,someone here will know more than me......lol
     
  4. Mar 15, 2002 #3
    msjackson

    msjackson Well-Known Member

    Thanks Lynn - Anyone else?
     
  5. Mar 15, 2002 #4
    rhaeny

    rhaeny Well-Known Member

    omg! that's exactly what i am dealing with now. i have a repo with them from 10/2000 for $11k. i tried to make arrangements with them but they wanted some ungodly monthly amount that i couldn't afford. so they sent it to a collection agency/attorney who is trying to sue me now.

    i sent them a validation letter and they sent me a computer print out with a bunch of codes that i have no idea what they mean. they also sent a copy of the original contract that i signed. based on what they sent it is hard to distinguish what the charges really are.

    the last contact with them was just a few days ago. i offered $150 monthly, they said no. $250monthly. so i am seriously considering chp7 bk because i already have another judgement for $13k from another company.

    they are a bunch of morons. i mean if a person couldn't pay the original monthly amount, why would you counteroffer for something more? they are just shooting themselves in the foot. i would definitely make an effort to repay them. but if they don't want to work with me then screw them. my credit is already trashed and i'm not going to extend the sol by making some bs payments to them and then they try to screw me again.
     

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