You have a collection account ,can you try and send the original creditor a payment without dealing with the ca?
Depends on whether the debt was assigned or sold to the CA that determines if the original creditor can accept payment for the debt. But I always try and deal with original creditors before I deal with the CA. If they do accept payment then you have an easy way to get the CA listings deleted immediately because they are not able to collect on debt that is not legally assigned or sold to them (the debt was paid to the original creditor, how can the CA be reporting anything to the CRA). -Peace, Dave
All I can remember is: "I before E except after C." But I guess that doesn't apply here, huh? Smitty Reports of my sanity were GREATLY exaggerated!
We'll see I just paid one of my medical collections that was turned over to a CA over the phone with the original creditor. She didnt even mention that I should contact the CA or anything. A lot of companies will turn you away and tell you to call the CA and will not deal with you, at least in my experiences.
