Does anyone know .... If you receive the first letter from a CA and they clearly state the 30 days clause, but offer you a settlement, that is less than 30 days from date of the letter, is that legal? They have the mini miranda clearly stated in the letter, but the offer to settle is first and a deadline of about 2.5 weeks. I thought I had read somewhere that this was some form of a violation. Should you respond to the offer or demand validation? Then use that letter if they validate for settlement offer. Thanks