first letter from CA with offer

Discussion in 'Credit Talk' started by whatever, Mar 20, 2002.

  1. whatever

    whatever Well-Known Member

    Does anyone know ....
    If you receive the first letter from a CA and they clearly state the 30 days clause, but offer you a settlement, that is less than 30 days from date of the letter, is that legal? They have the mini miranda clearly stated in the letter, but the offer to settle is first and a deadline of about 2.5 weeks. I thought I had read somewhere that this was some form of a violation. Should you respond to the offer or demand validation? Then use that letter if they validate for settlement offer.
    Thanks
     
  2. whyspers

    whyspers Well-Known Member

    Its only a violation if the least sophisticated consumer might be confused by the language.



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