FCNB is not accepting any new bankcard applications. Also they are not considering any credit limit increases on existing accounts. I have a feeling they are going down the tubes. Can't get them to increase my mastercard limit. I'm just wondering if I should buy a bunch of clothes on my eddie bauer why it still have over $1000 available. They reduced the cash advance limit to 50% on my mc. They are very good in my opinion right now. Lots of red flags are going up.
I heard they are trying to sale but I didn't know all of this. I have a secured card w/them. It will be one year in Aug. Should I try to get my money back b/f then. Or wait until Aug? What happens if they go under... do I get my money back?
This kinda stinks. They gave me a $200 cl increase recently (just this month), but I guess that'll be the end of that ride pretty soon. Whatever happens, I just hope everything goes smoothly with respect to account aging & other reporting issues, since this is my oldest tradeline. wajaba
Time to dispute? hmmmm I wonder if they do go down would that be the time for people to file some disputes? Or even NextCard or Net 1st Mastercard...if you had a 90 day late or charge off or something, who would verify the informations for the CRA after these companies go under?
Re: Time to dispute? I just got my bill last night and they are encouraging me to apply for a secured Visa.
Re: Time to dispute? I just opened an account with them. Got the card last week. Everyone was talking about how good they were so naturally I ran right out to see what the fuss was about. I hope they don't go under! L
Re: Time to dispute? I called today and the rep said that credit line increases had been frozen because the bank was in the process of being bought out.
Re: Time to dispute? Half true.... they're trying to find someone willing to buy them... but haven't had any luck yet. Kirk
Re: Time to dispute? I can verify the cash advance limit, too. I called again and found out the cash advance limit was now half my credit line. What's next? No PayPal or Yahoo Pay Direct purchases?
Re: Time to dispute? I hope Amex buys and give me another card without applying for it"""I want a Hilton H card"""
Re: Time to dispute? They must be accepting new apps as I just recd a preapproval for an unsecured Mastercard, up to 2,000 limit, no annual fee, apr 20%.
