Anyone hear of these people? They appear to be out of Ohio. Here's an interesting part of their letter: (the letter is in all caps) <usual stuff about if you dispute the validity of the debt...> THE LAW DOES NOT REQUIRE OUR OFFICE TO WAIT UNTIL THE END OF THE 30 DAY PERIOD TO COLLECT ON THIS PAST DUE ACCOUNT. IF HOWEVER, YOU REQUEST IN WRITING PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE 30 DAY PERIOD THAT BEGINS WHEN YOU RECEIVE THIS LETTER, THE LAW REQUIRES US TO STOP COLLECTING THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU.
I am currently dealing with these idiots. They have ran 3 hard inquiries on my EFX report. I sent them a VAL when I received a letter from them, they went ahead and sent the acct on my report two weeks after they received the letter. To date, they have ignored all my validations attempts, they never put the "in dispute" notation on my report. I've already sent estoppel... They verified with EFX... There are too many violations. I wish I could find a lawyer to deal with these crooks, this is more than $2000 worth of violations, which is the limit for small claims here. I also tried to file a complaint on BBB, but it keeps saying that they are updating. It's been like this since last week.
What address are you sending validation letters to? I sent one in March and it came back undeliverable.
I have sent the letters at their Columbus, OH address. I am at work and don't have the address with me. They have signed the CRRR. Will post it later tonight. I have also tried faxing, to no avail
I think that's the one but not sure. If you are sending it to the same one as I did, I'll try again if they are signed yours. I would really appreciate it if you would post the address later so I can compare. Thanks a lot.
they picked up a utility bill that 3 other CA had. I don't have their address but their phone number is 1-800-947-2987. By the way I disputed with TU and they remove it.