TU is now clean! J.C. Pennys removed a paid-charge off from 2/97. Took me 4 times but they finally removed it. Not sure who gave me the advice to send a validation letter to G.E. card services, but thanks - looks like it worked. I still need to remove them from Experian and Equifax, but if Pennys doesn't respond to validation/estoppel (They have 9 days left), then I'll forward the paperwork to the CRA's and go that route. Quick question - only item on the report that's killing me is now Sears (I have several 150 day lates from 99 and 1/2000, but no charge offs, etc.). Can I send a validation letter to them, asking for a copy of the application that I completed? It's from the early 90's so I doubt they would be able to validate. I'm willing to take the hit on the length of account so long as I can have a clean report. Any suggestions. Again, thanks to all for the help! GT
Congrats on removing all the negs from your TU report! How did you get JCP to remove the neg? I have some old negs from them. I sent them a message via planet feedback but so far I have not heard from them. Please let me know how you did it. Thanks!
