Anyone have Direct Merchants card?

Discussion in 'Credit Talk' started by laurie33, Apr 11, 2002.

  1. laurie33

    laurie33 Well-Known Member

    Hubby just got approved for one but don't know the limit or terms. Just wondering other's experiences with them in terms of limits, service, etc.... It may be our first "real" card LOL. They pulled Experian for sure (haven't checked the others yet) and his score is 784 on that one.
     
  2. whyspers

    whyspers Well-Known Member

    Hubby LOVES his DMB card. They have been terrific with him so far. Started him out at a $9,900 limit (bk in 98, etc.) and then lowered his interest rate to 12 something after just a couple of months.

    I think they pulled EQ for him though...going to go look. Wonder if they would approve a 618 score...lol. I'd love to have them.


    L
     
  3. laurie33

    laurie33 Well-Known Member

    OH!!! I meant they pulled Equifax! I had him apply because of your recommendation, whyspers. So I have you to thank if it's a good one LOL.
     
  4. Buckcherry

    Buckcherry Active Member

    I have their secured "titanium" I advantages Mastercard. So far they have been good to me. I always use their pay by internet feature and my payments post in 24 hours and I am very happy with them.
     
  5. Slayer

    Slayer Well-Known Member

    I've had them for a few months. They were gave me a decent cl of 7700, 15.5%, 0% for 6mo. I pay it in full each month, so apr doesn't matter. I'm quite satisfied with them, and actually it's the only card I use now.

    They pulled EQ. I had 705, no lates/inquiries/derogs except a 6yr ch13bk.
     
  6. Mirage

    Mirage Well-Known Member

    My brother-in-law has their Plat. card. 15k limit (his highest).

    Not sure what his FICO is when he applied, his current FICO is a shade over 700.

    He has no problems with them, he pays online and carries a balance with them.

    Not sure what his current APR is, but he has gotten lowered APRs with the 6 months on time payment deal.

    Best regards,
    Mirage
     

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