I don't believe it...after checking Credit Manager a few minutes ago... Experian actually marks disputed, incorrect addresses as under investigation... How can they possibly verify this??? I'm assuming there is some data located somewhere in my credit file accounts that denote where I applied for that account. Anyone else see this? I always thought they immediately removed incorrect addresses. I'm bewildered...
Ted EXP 661(4/13/02) - Started "crusade" in 11/'01 w/ 603 TU 698 (4/3/02) - Started w/ 633 EFX 607 (4/10/02) - Started w/ 692 ^^^ ^^^^^ I don't think you're doing it right!
Yes, I know. I explained it in a different thread. Stay tuned. I'll post my Credit Biography in the next week or so... The lowered score is a result of changing charge off accounts to "incl in BK" and closing 2 credit cards...that's it. I've had perfect credit since my '98 BK.
Quick 'n' easy Looks like the investigation was only a few hours long... I just checked CM and those disputed addresses are gone. Sheeeesh...I was hoping they would contact me with a request to submit an updated UDF for verification... hahaha....ok, bad joke.
Re: Quick 'n' easy Ted- My hubby applied for credit using our business address. He dispuited the credit inquiry and the address, the address stayed and the inquiry got deleted!!!!
Re: Quick 'n' easy I disputed incorrect addresses a few weeks back- they deleted the numerous incorrect ones- a day later they posted a new "nonsense" address for me. The disputes will never end...
Re: Quick 'n' easy I have been "WORKING" on my credit reports for 20 years...AND I DON'T HAVE ANY BADDIES"!!!!!!!
Re: Quick 'n' easy 1978...sorry 24... I have tried to get it PERFECT...hasn't happened. Credit limit wrong Who's account Open as closed Closed as open "ACCOUNT CLOSED BY CONSUMER" missing Current balance Very old information (needs updating) Address wrong DOB wrong Name wrong ETC........
Re: Quick 'n' easy How about this notation: "Note: Former address 123 Main Street is listed as an Amusement/Recreation Facility" Dancer
Re: Quick 'n' easy Euphemistic version of: "Consumer has provided a fraudulent address in the past". Saar
Re: Quick 'n' easy I had a FRADULENT address because FLEET SAID I DID...they made me move to an EMPTY LOT IN A DRAINAGE DITCH!!!
Re: Quick 'n' easy call me "Rodnea," George every single time I think they've got it right, something else bizarro appears lately the wrong DOB, closed accounts open, date of activity on an account I closed in 1997 changed to 3/02 because I called to make SURE it was closed and on and on If any other biz in America operated like CRA they would be bankrupt we perfectionist types should probably give up because it is stacked against us like I said, our only hope is arming ourselves with knowledge and persistence (euphemism for stubbornness?)
Yep. I have a past address that says "non-residential agricultural business address" and my current address says "non-resisdential, trade/construction address"-- I live on a dead-end street, no businesses anywhere close (in fact it is residential only zone). They will never get it right...
incidently, to me it is a good idea to get as many addresses off as possible, some of the credit bureaus (in particular experian) have other information associated with the addresses that they don't disclose(against the law). Namely i've seen credit reports from banks and crediters where the date the address was reported is on there and whether or not you reported that you rent or own the house. So, how do you dispute information that isn't reported?????
