I am curious (and I think others are as well) to see what the highest scores people have achieved so far. How about the top 10 scores in each of 4 popular categories.... EX-Credit Expert EQ-MyFICO EQ-Privista TU-Consumer Score. I was thinking of keeping the poll open for a week and at the end of the week I would go through the postings and create a new thread with the results. Sound good? Any suggestions? Please help keep this bumped so everyone see's it and can get their score included. Too make it easier on me and if you don't mind, please use the format below. Don't worry if you don't have all four. Just put N/A if you don't have a score for that service. EX-CE 784 EQ-MF 763 EQ-PV 752 TU-CS 835 Thanks, I hope we all have fun with this.
Jason, It's a good idea, but I don't know if there'll be many takers... No derogs on any report CE 736 EQ 744 TU 743 knocked down 35 points for new account reporting PV n/a
EXP 656 no negatives EQX 673 1 collection due to fall of in Nov TU 518, last I checked. 2 collections on there for one more year. Not too shabby, considering where I started a little over a year ago.
EX-CE N/A EQ-MF 753 EQ-PV N/A TU-CS N/A I think my Experian and Transunion scores would be much lower than my equifax score because it seems that most of the cards I applied for this year pulled one or both of these. I don't see that many hard inquiries on my equifax report.
Well, I thought it would be cool to see how high people have really gotten. I guess I'm pretty much alone. If enough people add their scores, I will still take the time next week to post the results. But it will be pretty lame to post the results with only 4 people submitting. thanks to those who have participated.
Experian CE 777 up 96 points Privista 773 TU 756 always has stayed in this range Equifax 724 up 94 points Point increases are directly thanks to this board (and paying off debt)
Can I cheat and use my wife's score? I'm forever stuck in the low 700's but my wife has an 820 TU and 780 CE.
Hey Jason-- I'm gaining on you! My Ex and Eq have gone up a lot recently (my new theory is that they wait XX days before "rewarding" you for pay-downs in case it is a temporary situation due to statement cut-off dates. I got a delayed boost) Eq is now 776 Ex is 788 You've got me on TU. I can't get it above 770 no matter what I do, even though people with similar reports have 800+. I feel like there is some *hidden* code I can't see. Hope for all creditnetters. I started with 630 & 682. Perseverance pays!
