Can someone tell me if I can sue Gulf State if they keep calling me AT WORK after I sent them a C & D letter certified Return? If so... what are they in violation of or how do I prove damages? They are driving me CRAZY!!!! The keep calling but haven't mailed the first thing after me sending my validation and C& D two months ago. I have 6 messages on my voice mail TODAY from them calling. I'm saved all of them incase I need them for court. I remeber reading about this but I don't remeber to much! Can someone PLEASE help! Thanks
If you voice mail has a time stamp then see if your service will prepare a tape. Yes it is a violation of the FDCPA and you can sue them for 1000 per violation. Also I would add in harrassment. Another 1000. And 1000 per attempt to collect without responding to validation. Just get all your documentation together. Also keep a phone lokg with date time and what was said. Then take it all to your lawyer.
Thanks Razor So... I would be better off to go w/an attorney? Or could I do this in small claims? Yes.. my voice mail has a time stamp and I'm getting copies of it as we speak.
Any type of lawsuit will cause them to fold and quickly. I would suggest typing up a complaint or filling out a small claims complaint and faxing it to their compliance department. Give them 48 hours to contact you prior to filing suit and I would bet that all your problems with them will be solved, just like that L
did you send it Certified return receipt? if not then they can say they never got it and you don't have proof they did..if you did then you have evidence. I sent one regular mail and they kept calling, but i bluffed them when they asked "do you have proof" and I said "yup i'm gonna sue" and they didn't call back.
I send everything Certified Return Receipt. If I fax them the small claims suit. Then they will settle out of court? I really don't care as long as I get some money out of this? That's why I'm asking is it best to go w/a Lawyer or Small Claims (to get some money)?
I don't know if they would give you money. You could try it. They are likely to delete and close the file, though. Don't know anyone who has asked for money in this situation. I don't ask for money unless I actually have to file...lol. L
The account has already been deleted from all of my Credit reports. The just continue to call ALL of the time!! I've even got wrote up b/c of it!! That's why I'm asking if I can get any money out of it (i'm losing my bonus b/c of getting wrote up)!!!!
