We had a federal and state tax lien released but the Experian just noted the update by stating the tax liens were released. We never owed any money for the tax liens. Don't they have to remove them?
DaveLV Would you elaborate on this? So you would have to contact the authority that put on the tax lien... My sisters have tax liens with the state of NJ. So would you do this after it is paid or before it is paid? Or does it matter when it is paid? Is it state law or federal law that governs this? And what law would pertain to this? I would like to help my sisters on this but I don't know anything about it and there is not much discussion here about it. The FDCPA or FCRA doesn't govern this. I told my sister to talk to an atty. Is this a good idea?
Here is some more info I found at Bayhouse. If you search in Google.com using this search phrase "Withdrawal of Notice of Federal Tax Lien in Certain Circumstances", you will come up with numerous documents concerning this topic.
Oops -- sorry I didn't jump back into this but it looks like Love may have answered your questions. A lien is "released" if you pay the amount of the lien. It is "withdrawn" if it should never have been filed in the first place. Only the authority that issued the lien has the power to release or withdraw it but obviously it's better for you if you can convince them to withdraw.
Suemel- Why not send a CRRR letter asking for procedures used to verify this? Maybe they didn't even verify?
Suemel, Have you tried just to get EX to DELETE? I've gotten a Federal tax lien deleted by simply disputing "not mine". Charlie