You guys have never failed......I want to sue a collection agency who appears as American Banco-denver on my Experian. They are out of Dnever Colorado, I live in California. They are no longer showing on the Colorado secratary of states web site as American Banco-Denver but as First Revenue Assurance LLC. I want to sue them in small claims court here in California, but they have no agent in California. Can I sue them in small claims? I hear the term proper venue being mentioned all the time...How do I sue them? Do I have to take them to Superior Court? Please advise regarding this matter. It is for an $189.00 collection. I have sent 2 validation letters plus I just sent the Estoppel letter. It has been over 60 days since I started the validaition correspondence
edward, Have you had ant response from the CA? Do you want to sue or want a deletion? Maybe, try and send all your documentation, and the lack of response from the CA, to the CRA's and you may get a deletion. I don't know about California, but I think that you can sue in small claims. It is your domicile not theirs. Charlie
Charlie, I have not yet received even a phone call from these people. No collection attempt besides the entry on my report. No validation attempts or correspondence. I sent the 2 validation letters and I just yesterday sent the estoppel letter. I will try sending that to the CRA. Does sending documentation to the CRA work if you can show no attempt at validaion?