Re: MARCI ?? Cherie, I never did a BT with BofA. Their direct line to retention is 1-800-858-0561. The retention reps are pretty nice.
Re: MARCI ?? Well, I just joined the BoA acceptance club! I applied a couple weeks ago with around a 680 TU score...late pays about 4 years ago.. I was initially denied, sent a PFB, and just got an email saying after re-evaluation, I'm approved for the platinum 9.9% fixed. The website lists a 5k minimum credit limit on this card, so hopefully I'll get at least that.. This is my first prime card! Quite a far cry from my 2nd and 3rd best cards.. Cap 1, 1850k limit @ 14.9% and Household Bank, 300 limit @ 17.9%. Woo hoo! jmart
Re: MARCI ?? I'm starting to feel like GEORGE. BofA counteroffered with secured. Huh??? I have zero derogs...no lates, no nothin and they want me to get a secured card? Uhhhh, no. When my balances update this month, my scores should just way up but guess what. I'm starting my own blacklist and I just might put BofA at the top <grin>. Chase did the same thing...offered secured. I didn't even know these guys offered secured cards. L