I am still anxiously waiting for my mortgage to report....since January...been here for exactly 1 year (not the board but the repair journey) anyway I have 1 derog left...collection with IC system in dispute as we speak...I have NO prime cards and DESPERATELY would like ONE...I'd like to wait for the mortgage to show up in hopes it'll bump my score up but I gotta say I'm getting very impatient! Anyone know a time frame or should I call them will that help.... Today's score 634....this time last year 525...
Well, if it makes you feel better I purchased my home last November and my mortgage still hasn't reported. I kinda look at it as a boon, though, Keeps the debt ratio low. Dani
IC systems? Well, best thing to do is send them a debt validation letter, I know they won't respond. They didn't to mine.
Thanx for the reply......I've heard from someone on the board a few months back they got a boost in score...a little different than what we're use to-new loan lower score- anyone else have a new home loan report recently....what was the score factor? wish I was prime!
