I paid my balance in full for Getsmart Visa -they were changing my terms to 29.9% interest...normally they post and update right away...not this time...taking their time....getting penalized for paying...was hoping for a score bump up! anyone else notice this after the 29.9% letter?
Mine hasn't updated yet, either, since I paid them off. I went ahead and disputed the balance with TU and if they don't update within a couple more weeks on the others, I'll dispute the balances with them as well. TU had just better not delete that tradeline!!! L
Be careful with disputing anything with TU that you don't want to lose. We did the same when we paid off Providian back at the end of the year and they seemed to take forever to report the zero balances. TU deleted the entire tradeline. We finally managed to get it back a couple of weeks ago. At the same time we also disputed two fully paid car loans which were still showing as open. This was done by mail and TU was specifically told not to delete the tradelines, just to show the accounts as closed. You guessed it, they deleted both and we haven't gotten them back yet. One was with a creditor who is no longer in business, so that one is lost for good. By the way, the deletion of those 3 tradelines cost us 70 points. We got 16 back when Providian was reinstated.
i wish TU would just delete a few of my accounts!!! they are BY FAR the toughest to deal with for me!
