What law(s) protect me for an OC? We are trying to get Sears to validate their collection account" reporting and they are ignoring all 3 requests. Help! We are already suing RMA for the same account.
You can do a search for Lizardking's lawsuit against Sears. He posted his complaint here against them a while back and that should give you an idea of how to get started. Although an OC isn't required to validate per se..if they really are reporting it incorrectly, they do fall under the FCRA. Good luck! L