Sticky/Tricky situation - Providian

Discussion in 'Credit Talk' started by javan, May 18, 2002.

  1. javan

    javan Well-Known Member

    Recently disputed a Providian acct. w/ all 3 CRA's. The results:

    EX - Verified
    TU - ??(who knows)

    AND

    EQ - CHANGED RATING FROM R9 TO R1!!!!

    I have know idea how EQ got that info. I disputed all 3 as "Not Mine". Go figure?!

    BUT, what do I do with EX & TU? Do I wait and dispute again? Do I dare send validation to Providian(actually I sent validation to them on 4/15)?

    Any thoughts/suggestions???
     
  2. charlieslex

    charlieslex Well-Known Member

    With TU, I would dispute the balance or dates. They will delete the entire TL if there is an inaccuracy. EX just try and dispute again disputing something else like a balance. Charlie
     
  3. tmitchell

    tmitchell Well-Known Member

    TU will not dispute an entire tradeline just because there is an inaccuracy. They will delete the tradeline if the creditor fails to respond to the dispute.
     

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