I disputed a Providian chargeoff a couple of months ago with the CRA's and had it deleted off all 3. Today, I got a CA wanting me to pay the Providian account. The thing is it had gone to my business address where we don't get mail delivery. The letter was dated 4/20/02. I called about 10 times before a human answered. It is a rinky dink operation out of Houston called Supras. I never call a CA, but I called to get there fax # so I could fire off a letter to them. I got the fax # and I told the lady thatsince today was the last day to validate I would fax them a letter and she better not throw anything on my CR. she said we don't do that Providian does that. This woman was so stupid that she couldn't be playing that stupid. Providian really must be hurting to get a CA like this. I really think it is a very small operation. The person I talked to was the person on the answering machine. Charlie
Charlie- How much do you owe? I think that was the CA that bought hubby's Providian account and he owed less than $1K. I think the smaller the balance the smaller the CA.
Charlie, Congrats on getting that Providian charge-off deleted. Providian is my last negative item, and it only is reflected on my Experian report. I haven't had any success with this. It keeps coming back verified. Lies, Lies Lies. If you don't mind sharing, how did you manage this, and how many attempts to dispute did it take. I really need to get over this last hurdle. Thanks
$waelth$, I just disputed it as not mine. I think it took 2 or 3 times with EX. The chargeoff was less than a year old. I think with all their problems now that it is much easier than with other accounts. Charlie
$wealth$, I just disputed it as not mine. I think it took 2 or 3 times with EX. The chargeoff was less than a year old. I think with all their problems now that it is much easier than with other accounts. Charlie
