Re: court-not consumer friendly Clutterbug, did the creditor produce your original signed contract to the judge? If not, then you should bring this to your attorney's attention it may help. Tuit
Re: court-not consumer friendly yes they had a copy of the pre-appr. application. thats when the judge said its a contract has your signature. i tried to tell him that the truth in lending laws state exactly what a credit card was but he wouldnt listen just said find for the plaintiff. can anyone suggest what kind of lawyer would do an appeal for this? would i even have a chance in hell to reverse it? i feel like my sails are completely deflated at this point. i really thought i would prevail in court what a let down... but i will continue as soon as i am done pouting.....
Re: court-not consumer friendly Okay everybody!!!! This is exactly why companies are showing up in court. They want people to come back to these boards and say "I lost" so that others won't try. DON'T GIVE UP!!!!!!! If we do we are playing into their hands. We need to come after them over, and over , and over until we get the changes that are needed to protect the consumer from this form of blackmail. With everyones help, I'm going to f%^&$*g nail Trans Union and Equifax in small claims court on June 4th. Be prepared, learn from others mistakes and appeal, appeal, appeal. We need to get this in front of the Supreme Court of the United States. Just a reminder...... the internet has given us this power, before there was no where else to turn. Let's use this power to send these people back to the rock they crawled out from under. CBJ
Re: court-not consumer friendly Clutterbug, A few quick thoughts. I'm going to be out for much of the rest of the day. First of all, are you going to get a written decision? Also, did the other side's lawyer present any sort of tabulation to the judge when they arrived at the judgement figure? If not, that may well be grounds for an appeal just on the issue of the amount of damages is questionable. Back to the written decision. The judge will have to quote the code he used for the decision. Take that to a lawyer and see what they say. You may need to gather pace on this. Many states give as little as 14 days to appeal small claims court decisions and, some states require an appeal bond be paid before an appeal is accepted. You need to find out at least what time and monetary constraints you may be facing. As to a lawyer. Do you know someone who can refer you to one? I'd think anyone that pratices commerical law would be the best bet. Good luck!
Re: court-not consumer friendly You can call the bar association in the city you are in and ask for a referral. Usually the attorney they refer you to will charge $25 to $40 for an hour's consultation. You can get the number by calling the bar association and asking for the Lawyer Referral Service...or you can look online for the bar's website address. L
Apparently Judges in Washington don't subscribe to your motto. -Peace, Dave ===================== Apparently they don't subscribe to enforcing the law either.
This is absurd how the judge walked over your case like that. ----Sal ----------------------------- Wonder how much the judge made under the table?
Re: court-not consumer friendly Re: court-not consumer friendly clutterbug | 17 posts since Feb 2002 65.227.50.107 | 05.21.2002 @ 14:02 yes they had a copy of the pre-appr. application. thats when the judge said its a contract has your signature. i tried to tell him that the truth in lending laws state exactly what a credit card was but he wouldnt listen just said find for the plaintiff. can anyone suggest what kind of lawyer would do an appeal for this? would i even have a chance in hell to reverse it? i feel like my sails are completely deflated at this point. i really thought i would prevail in court what a let down... but i will continue as soon as i am done pouting..... $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ but he wouldnt listen just said find for the plaintiff. Money talks -- he heard! $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Re: court-not consumer friendly Okay everybody!!!! This is exactly why companies are showing up in court. They want people to come back to these boards and say "I lost" so that others won't try. ====== ========= ======== Makes it easy for them when they pay off the judge don't it! They bought the politicians so why not judges? The more of these kangaroo court case you see the more it proves what I've said before The legislators won't protect the consumers and the courts won't enforce what few weak consumer protection laws we have so the only way out is avoid doing business with the shysters. If you're not willing to do that you can expect more of the same or worse.
Re: court-not consumer friendly . Let's use this power to send these people back to the rock they crawled out from under. CBJ ---------------------------- Stop supplying them with money and that rock will be all they have.
Re: court-not consumer friendly Nothing Like getting railroaded by the court. It's a profitable Line hauling away your cash.
Re: court-not consumer friendly SOL for Written Contrats in Washington State is 6 years and for Open Accounts is 3 years per http://www.cardreport.com/laws/statute-of-limitations.html .
Re: court-not consumer friendly Check out this web site by the ftc... http://www.ftc.gov/bcp/conline/pubs/buspubs/creditad.htm#generalinfo General Information, Definitions. You then need to look at the contract submitted to the court and determine if yours is open end or closed end credit. The definitions are universal, e.g. they don't change from state to state.
Re: court-not consumer friendly mfactor | 28 You then need to look at the contract submitted to the court and determine if yours is open end or closed end credit. The definitions are universal, e.g. they don't change from state to state. """""""""""""""""""""""""""""""""""""""" Why should it make any Diff ?