1 INQ and 61 dollar balance....

Discussion in 'Credit Talk' started by Laray, May 21, 2002.

  1. Laray

    Laray Well-Known Member

    Get one INQ and a 60 dollar balance and your score drops by 20 points! WTF!

    What kind of mess is this!

    Equifax and I used to be friends, but no longer!

    In less than 10 days my score has went down 20 points!

    I have one inquiry posted this morning because I wanted to get a lower interest rating and then I charged 61 dollars on a store card (thats less than 10 percent of my limit.

    GRRRRRR I am so frustrated!
     
  2. whyspers

    whyspers Well-Known Member

    I'm strongly beginning to suspect that while not having a retail card lowers your score...carrying any type of balance on a retail card hurts your score. Go figure :( I posted the other day about TU saying that was the fourth reason for my score and I only had a $37 balance on my Target Guest Card.



    L
     
  3. lbrown59

    lbrown59 Well-Known Member

    whyspers | 915
    I'm strongly beginning to suspect that while not having a retail card lowers your score...carrying any type of balance on a retail card hurts your score. Go figure
    ===================
    That's the name of their game:
    Get you coming or going.
     

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