Get one INQ and a 60 dollar balance and your score drops by 20 points! WTF! What kind of mess is this! Equifax and I used to be friends, but no longer! In less than 10 days my score has went down 20 points! I have one inquiry posted this morning because I wanted to get a lower interest rating and then I charged 61 dollars on a store card (thats less than 10 percent of my limit. GRRRRRR I am so frustrated!
I'm strongly beginning to suspect that while not having a retail card lowers your score...carrying any type of balance on a retail card hurts your score. Go figure I posted the other day about TU saying that was the fourth reason for my score and I only had a $37 balance on my Target Guest Card. L
whyspers | 915 I'm strongly beginning to suspect that while not having a retail card lowers your score...carrying any type of balance on a retail card hurts your score. Go figure =================== That's the name of their game: Get you coming or going.
