I just got my Citi statement and I have been charged no interest - I'm not complaining just trying to figure out why. Next to my purchases it says 'offer 4'. Anyone know what offer 4 is?? I wanna know if I have 0% for 6 months, 9 months or what. I'm afraid if I call they'll know they made some sort of mistake!!! Ozzy.
This is a code indentifying the promotion rate that you are currently receiving. code 4 means 6 months code 5 means 12 months balance 2 means until the balance is paid-off. i am waiting to find out what 2,and 3 is.Does someone else has these 2 codes,and if so could you please post what kind of promotional rate offer you got.I do know ethier a 2 or 3 one of these is good for 9 months i just don't know which one it is yet.
George - really??? I have 0% for 9 months?? No freakin' way...!!!! I did the BDD and had inquired about the introductory offer they were advertising and they said I wasn't eligible for that! Wonder why I'm eligible now??!!! This is really cool!!!!! I'm a happy camper now! =-) Ozzy.
I HAD TO FIGHT WITH THE EXECUTIVE OFICES TO GET THE 0.00% FOR 9 MONTHS...I ALSO GOT THE 8.65% "GO-TO" RATE...
I got a couple of Citi and AT&T Universal Card BT offers until the balances is paid off and there is no transaction fee. Citi Sony Card and Dividend Card is 4.9% fixed BT No Fee AT&T Universal Card is 6.99% BT fixed BT No fee. Ron.
Wait a minute these codes must be set according to what citibank card that you are carrying now i have a citibank drivers edge card does anyone has this card?Also if you got a promotional rate then does it match to what i have posted?These codes must be scrambled to what type of citibank card that you are carrying from citibank.I also have an at&t universal card,and i have a 5.9% until my balance is paid-off,and it is coded under balance 1.It would be nice to figure out every code to each citibank,or at&t cards promotional rate offers,and it code number reflecting the offer.
Is there some kind of secret hand shake I have to know in order to get a 0% BT rate, or at least a 6 or less for life BT????
I think a person's credit score is tied to what offer that citibank will make too them.I don't think that citibank uses the so called FICO but rather they use their internal one because a persons score could be higher as far with a credit card scoring model with citibank rather then the FICO one.I think their internal one is rated from 1 to 100 meaning the higher the number the better the promotional rate offer that a person would receive.
My dividend-offer #4 which is 6.9% till Jan 03 My Plat Select-offer #2 which is 3.9% for the life of the balance. Don't know why Citi give out different offer to different card acct.? Herman
You will begin to see these offer code #'s more prominently, since Citi/AT&T accounts will now have the ability to have over ten different rates at the same time. Get ready to be more confused...
I have a Citi AA World with a 3.9% for 6months offer OR a 4.9% til paid. A Citi Select with NO offer An ATT Universal (Citi affiliated) with a 6.9%offer
I feel like George. I did the bdd, combined to Plat select. CS refused a BT offer. I wrote a PFB letter. They refused a BT. So, I transferred my balance to the new AMex Delta. Citi card is in the sock drawer until they get a clue.
They told me the 6.9% is also available for purchase, but I didn't use it. I used Juniper instead because of the 0%. BTW, Juniper is no longer associated with CBT (issued Aspire ) thats the reason I accept their app over the phone. Herman
Both me and hubby got letters from Citi today. They've decided to lower the APR for new purchses to 5.9% through 3/1/02 plus offered 4.9% on bt's. Now I did get an email yesterday with the same BT offer... but I wonder now if my 0% is gonna change to reflect this??? or if the 0% is the #4 offer??? Citi made a big deal of saying they're lowering (??) the rate without us having to ask them. But according to this letter, it sounds like they're upping my rate!!??... maybe it'll be the 0% and then go to the 5.9% until 3/1/03. Oh heck.. I'm gonna have to call them. I hope I don't make them notice an error and decide that I shouldn't have any deals.... I know.. I'm whimpy... I just goofed up with my new Fleet card.. thought I read it was 0% on BT's... but it's 8.9% on BT's... so now I'm extra leary because apparently I'm an idiot and can't read and comprehend credit card solicitation correctly. Ozzy.
If you have a 0.00% offer now...what ever you have on there STAYS @ 0.00%...NEW stuff @ 4.9% and 5.9% will be charged at those rates... I would ask if you can just EXTEND the FREE 0.00% OFFER...COULDN'T HURT...
