Faxed ChexSystems a Final Notice

I just sent Chexsystems a final notice before complaint is filed with FTC for failure to validate 2 entries on my report. I'll keep everyone posted to the outcome. I'm going to give them about a week to see what they say. If after a week there is still no response, I'm complaining to the FTC!

 

sam,

I've sent them 5 letters about the baddies, and they failed to respond. I don't want to call and have my dumbass mouth say something stupid. It's just me, though.

*actually, now that I think about it, i could call to see if they are in receipt of the fax, right?*

 

Charlie, The only fax number I have is the one on their letterhead. It's:

1.972.241.4772

 

Ok, I finally got the nerve to call them and asked if they got the fax. The rep told me that they get ALOT of faxes per day and it would take a few hours to locate just one. I basically told him that if the entries werent removed today, that I would file a complaint with the FTC for their failure to follow the law. He told me that there isn't any negative information on the report anymore and that they sent letters to me stating such.

Oh well, I guess I have 1 report completely clean now! LOL

 

Dear Sirs:

This letter is a formal complaint that you are reporting inaccurate and incomplete credit information.

I am distressed that you have included the below information in my credit profile and have failed to maintain reasonable procedures in your operations to assure maxximum possible accuracy in the credit reports you publish.

Credit reporting laws ensure that bureaus report only 100% accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct.

Source of Information:
RTN#:
Account #:
Date Reported:
Reported for:

(previous information found directly on your Chex Report)

The listed items are completely inaccurate an incomplete, and are a very serious error in reporting. Please delete this misleading information, and supply a corrected credit profile to all creditors who have received a copy within the last 6 months, or the last 2 years for employment purposes.

Thank you,

 

Thanks!