I know that the score I get from Equifax does not include an item which is in dispute. Is it the same with Experian and Transunion? I would also like to thank this board. Because of what I learned here, using the validation and estoppel letters, I was able to make a collection agency write a letter to apologize and remove all the information from my reports (after sending a letter to them listing all their violations, which again I learned about here). Thank you! Mark
Disputing an item on TU or Experian appears to have absolutely no affect on your score. Equifax is the only one who puts it in "no status" during the pedency of a dispute. L
