GOT A LETTER TODAY FROM JUNIPER STATING THEY WANT AN ADDRESS VERIFIED BECAUSE THE ONE ON MY APPLICATION DIDNT MATCH CREDIT REPORT...SO DOES THIS MEAN IM APPROVED
AS A GENERAL RULE...they do not ask for any information on a DENED card... WARNING~~~THEY ARE "JACKING" THE RATES UP TO LIKE 17%...
THANKS FOR THE HEADS UP GEORGE,,,SO WHAT YOU ARE SAYING IS THEY WOULDNT ASK FOR ADDRESS VERIFICATION IF I WAS DENIED
Do you know if Juniper is pretty generous with CL? I have a household income of about $45,000 per year. what type of limit should I expect?
DON'T KNOW...WE (WIFE AND I) were DENIED a total of 5 times...$100,000+ F.I.C.O. (ME 685-711~~~HER F.I.C.O. 685-741)...
My income at the time of applying for Juniper was about 30K, they pulled Equifax and my EQ had one card with five lates, paid off (last late 4/00). I was approved in December for 3000.
If you have like about 5 open tradelines,and an annual income of 45K they should approve you for $7,500.00 how i know this is because me,and my wife has the same amount of income,and we both got the exact same amount on our credit lines with juniper.
MUST NOT...we applied at the HIGHEST F.I.C.O. (711 & 741)~~~DENIED They have a FAKE F.I.C.O. DENIAL ***PROFIT DENIAL***
Our scores were 726 EQ for me,and my wife had 718 EQ.If you have at least 680,or more then you shouldn't have any problems on getting approved for the card.Also we have their lowest everyday interest rate of 9.24% which is a variable rate by adding 4.49% to the highest US prime rate.Your rate will be set according to your creditworthness at the time of approval.Rates ranges from a 9.24% to 15.49% which are variables but some websites that are advertising junipers credit card may have a fixed rate which is anywhere from 13.49% to 16.49% but is not guarenteed because they do account reviews on a regular basis,and if they see somthing that they don't want to see then they may raise your APR's..We had this card for almost 18 months,and havn't had any trouble with them at all,and they do have excellent customer service that no other credit card company can match.
