I could NOT wait to get here to post this, LOL. Thanks to this board I've gotten hubby's TU and EQ clean and had him apply for Discover platinum. We didn't get the instant approval screen so I was thinking $500. We got the card today with a $15k limit!!!!! 0% till Dec. on purchases and balance transfers, 12.9% go-to rate. I almost died! I'd have been overjoyed with a $5k limit but this is amazing. It's our first prime card since starting this credit rebuilding journey and I'm so thrilled. (Plus it looks cool with the American Flag design too). Thank you so much everyone for all I've learned so far!
Congratulations Laurie! Sounds like you are on your way into prime territory. Nice work and nice star spangled card design also . -Peace, Dave
Congrats, congrats, congrats!!!! I've been applying for Discover for months now to no avail! I'm so happy for you guys!!! I know it must feel incredibly good L
Laurie, It would be helpful for me to know. when did you have hubby apply for DISCOVER? how long did it take to hear back from them? how much other credit debt do you have .. if any.. how many other accounts and credit limits do you have ? wow.. it would be so good .. ahem . GREAT if we could get a ZERO until December w/ that kind of CL.. we really would only need about 10,000 for a good next credit debt move for us. I applied for my hubby on Thursday.. they credit credit reports accourding to credit expert on Friday. Cherie.. off to the shower and then to the ortho with teen.
They pulled TU, his score was 806 (minus the points for one mortgage inquiry the previous day). We applied the 15th, didn't get the instant approval screen, but got the card on the 25th. We have very minimal credit card debt, ranges from $0-$400 a month, which we usually pay off each month. We've got four cards with limits from $400-$700 and a dept. store card with a $2100 limit. Needless to say it was quite a shock to get this huge limit, especially since our other limits aren't very big (they were cards gotten from a report that is clean but doesn't have all the good installment loans his TU has). The others are pretty new cards though so I'm anticipating some large increases in them soon (hopefully once they see this Discover reporting) .
