Sorry for the dumb question, but how often does credit watch update and do you get a updated score? This is the first time I have subcribed to it, thanks to Doc!!
I would suggest you get the 30 day free trials at https://www.creditexpert.com/creditexpert/creditmanager/CE_Home for experian and at https://www.econsumer.equifax.com/webapp/ConsumerProducts/pgConsumerProducts? for equifax. Then you can check everyday. If you like it, you can then sign up for the year.
I GOT IN ON THE $24.95 DEAL...but I personally think that the $69.95 is a GREAT DEAL... $116.55 for the year if you do one 4 for the price of 3 every 4 months for a year...