Because of what I learned here, I disputed several charges on Exp and Equ. I found out today that Experian deleted one that was for $9000. The $6000 one is still pending, but those are my only two black marks. Unfortunately Equ validated the $9000 charge as belonging to me. Don't know what my next step will be? Anyway, things are looking up, so thanks, all!
You'll want to be carefull here. From what I could gather you disputed as not yours. Now is the wrong time to go back and say something like I was never late or whatever. You get my point. Stick to your guns on the not mine dispute. Seems to have worked elsewhere. congrats tho.
I'm trying not to make any sudden movements with cleaning up my credit. I guess my next step on the $9000 that was verified is to ask for the original paperwork that was sent to the CRA. I'm glad that I got the one deletion, but know that they could put it back on at any time...
Worst case scenario: If one CRA validates a debt and one doesn't, I still end up getting saddled with the debt, right?
