Pleeze help - outta umph

Discussion in 'Credit Talk' started by Melvina G, Jun 10, 2002.

  1. Melvina G

    Melvina G Active Member

    I need help - please. I received a response from TU - I'm afraid I have received the frivolous mark. The one that did it was a dispute of NCO. It's paid - please don't go there. I sent a letter for them to provide who what when where did they verify what they claimed to verify. And they responded that my request was frivolous.

    I have a lot more than this - I have worked mine and my husband's since Aug 2001. Great strides - but now I'm down to the last few strongholds and need expertise help - less expensive than Lex.
     
  2. mindcrime2

    mindcrime2 Well-Known Member

    Are you saying you sent a procedure request letter to TU, and they called THAT friviolous?
     
  3. GEORGE

    GEORGE Well-Known Member

    Did you ask...

    WHO THEY CALLED...COMPANY NAME
    AT WHAT NUMBER
    AT WHAT ADDRESS
    WHAT ADDRESS DID THE MAIL IT TO
    WHAT WAS THE NAME OF THE PERSON TALKED TO OR WROTE TO
     
  4. milkmom

    milkmom Well-Known Member

    Call them. When I had duplicate judgements on my report and I disputed them online. They sent me a letter saying that they are a factual matter and they won't investigate. I called them up and very calmly told them they better investigate them or else and I swear that the guy took them off right then and there. You may have to quote a bit of law to them but they are much easier to work with on the phone than EQ.
     
  5. Melvina G

    Melvina G Active Member

    My letter started " I have been around and around with your company . . . noted the account again . . . stated that I did not know how to better state the problem . . . since you have not given me names of persons with thier business address contacted for re-verification . . . I assume . . not able to verify info disputed . . reasonable time blah blah. Love Melvina
    My letter was rec'd 05/24/02. Their letter dated 06/05/02 and all they gave me was that they had previously verified and I could contact NCO at the number they printed.
     
  6. javan

    javan Well-Known Member

    try this

    drichman@transunion.com
     
  7. Kiyi

    Kiyi Well-Known Member

    Oooh yeah Don Richman is good people.
     
  8. Melvina G

    Melvina G Active Member

    Okay . . . I will try that! Thanks!!!

    Ready for another?

    Has anyone ever dealt with HAFC?
     
  9. javan

    javan Well-Known Member

    more info please

    address, city, state
     
  10. Melvina G

    Melvina G Active Member

    Household Auto Finance - CA
    and while we're at it - this next one is co-mingled with HAFC - CA Finance Cr Assoc
     
  11. charlieslex

    charlieslex Well-Known Member

    javan, What does he say about TU not disputing inquiries? Charlie

     
  12. javan

    javan Well-Known Member

    didn't discuss this topic with him. but you will get results, good or bad, quickly.
     
  13. Melvina G

    Melvina G Active Member

    Oh pleeze oh pleeze oh pleeze - let this work!

    I will let you know.
     
  14. Melvina G

    Melvina G Active Member

    UPDATE - DIDN'T WORK.
     
  15. mindcrime2

    mindcrime2 Well-Known Member


    :::details?:::
     
  16. Melvina G

    Melvina G Active Member

    It's a collection account (last one) and it's been paid - please don't raz on that one. I paid several years ago - probably three. The dollar amount that was in collections was $129 - paid Emergency Room Doctor's bill 04/1997 DOL.

    I didn't want to HAVE to go to the validation letters or the nutcase series. I just didn't.
     
  17. Melvina G

    Melvina G Active Member

    Nutcase via fax or CRRR

    Would anyone be able to answer which avenue is best served for delivery of the nutcase letter?
     

Share This Page