Low limits

Discussion in 'Credit Talk' started by whyspers, Jun 11, 2002.

  1. whyspers

    whyspers Well-Known Member

    Can someone explain why I am getting approved for such low limits??? Our household income is over 100K, but my GM Card was only $600 and my Target Visa only $500. Arrrgggghhhh! What am I doing wrong and how to I get some decent limits? What am I supposed to do with a $600 limit card...lol? Guess I could buy coffee with it in the mornings if I drank coffee...lol.



    L
     
  2. soup

    soup Well-Known Member

    I share your pain whyspers...the most I've gotten is from citi and $3500...although I've not yet heard what my limit is on Amex...will let you know though...it seems everyone else gets at least 5k...
     
  3. LKH

    LKH Well-Known Member

    You could try calling Target right now and tell them you are in shock that they would give you such a small limit since you just got a couple of other cards recently with much higher limits. It worked for me the day I applied online. I got immediate approval and called them. They gave me an extra $1000 on the spot.
     
  4. soup

    soup Well-Known Member

    Target visa gave me $700..when I called before activating the other day...no can do...wait six months..new policy...when did you get your target account lkh?
     
  5. LKH

    LKH Well-Known Member

    I got mine the middle of January.
     
  6. soup

    soup Well-Known Member

    Did you ask for an increase before activating or sometime after?
     
  7. LKH

    LKH Well-Known Member

    If I remember right, I called and asked for an increase the same day I was approved. I applied online and got instant approval.
     

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