No grace period and 21.9%....geez...that is steep!! The sears MC has better terms, but then that won't show up as a retail card will it?
According to the terms on the website...no grace period... https://www.searscard.com/SearsCard/sears_credit_options.asp I thought Sears was good...USED TO BE one of my goals...lol
Sorry...the no grace was for BT's....what a dope...reading the bottom have of the page! Do have reg. retail...or MC? How are they?
Regular retail. I've had this account for 10+ years now and I guess the best I can say is that the card is okay. They send me coupons for special sales which is nice but a few years ago when I ran into a problem with a return not being credited to my account, I found their CS to be awful. It's like they note your account and then any other person you speak w/ re the problem is very unpleasant to you based on your previous conversations with other reps. They're okay unless you need to call them! On the plus side-They do automatically increase your credit line periodically. I keep them open b/c they are my second oldest account. I wouldn't try too hard to get a Sears card though.
